Boat Insurance

Boat Insurance in Edina, MNWhile boating and water sports are a lot of fun, they come with risks. Boat insurance protects you, your family, and your guests when enjoying a day on the water. In its most basic form, it covers watercraft liability, which protects you from the costs of causing injury or property damage to another party. Many types of optional coverage are also available, depending on your needs.

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Boat Insurance Coverage

Watercraft Liability
Covers bodily injury or property damage that you cause to another with your boat.
Collision Coverage
Covers physical damage to your boat caused by a collision with another object or boat.
Comprehensive Coverage
Covers physical damage to your boat caused by something other than a collision.
Medical Payments
Covers medical bills, up to a specified limit, for passengers that are injured in an accident.

On-Water Towing
Pays to tow your boat back to shore, if it becomes disabled on the water.
Uninsured/Underinsured Liability
Covers the amount you’d normally receive for bodily injury from a boater with too little or no insurance.
Fishing Equipment Coverage
Covers your fishing rods, reels, tackle, depth finders, and more.
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Watercraft Covered

Fishing Boats
Ski Boats
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